Employer-Side Impact
The employer savings figure is intended to illustrate potential payroll-side efficiency based on participating employees and current model assumptions.
Illustrative Planning Tool
ROI Calculator
Preview the potential employer-side savings and employee net-pay lift that may be available through a properly structured benefits efficiency strategy.
This calculator is for initial discussion purposes only. Actual results depend on census, payroll, eligibility, participation, program design, and implementation review.
Employer Impact Preview
Estimate Potential Annualized Impact
Enter a few numbers to preview potential impact. These assumptions should be replaced with actual census and payroll specifics during a tailored review. Typical qualified full-time employee participation may vary by employer and program design.
ROI Calculator (Illustrative)
Enter a few numbers to preview potential impact. We'll replace these with your actual census and payroll specifics during the Savings Assessment. Typical qualified full-time employee participation may vary, often ranging approximately 85–95% depending on employer circumstances and program design.
85%
Approx. 213 participating employees
Shown for reference context
Illustrative employer savings / year
1 Year
$135,992
5-Year
$679,958
Based on approximately $639.96 per participating employee per year.
- ›What would these savings mean to EBIT this year?
- ›If your valuation multiple is 6–8×, what is the implied enterprise value of annualized savings?
Total employee net-pay lift / month
Per Month
$21,250 – $42,500
Per Year
$255,000 – $510,000
5-Years
$1,275,000 – $2,550,000
Range shown at $100–$200 per participating employee per month.
Illustrative only. Results vary by census, payroll, eligibility, participation, and program design. This calculator does not provide tax, legal, payroll, insurance, or benefits administration advice.
How to Read the Estimate
A Starting Point for Discussion — Not a Final Proposal
This calculator is intended to help employers visualize the potential scale of impact before requesting a tailored projection. Actual results require review of employee census, payroll structure, eligibility assumptions, program design, participation, and implementation suitability.
Employee Net-Pay Lift
The employee range illustrates possible aggregate monthly and annual net-pay improvement based on participation and estimated per-employee monthly lift.
Tailored Projection
A tailored projection should be based on actual employer data and reviewed with the appropriate implementation and professional advisory resources.
Ready to Request a Tailored Projection?
A brief introductory conversation helps determine whether your organization appears to meet the basic requirements before coordinating a more detailed review.
Request OverviewBest suited for employers with approximately 20+ full-time W-2 employees, an active health plan, and a stable payroll structure.